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Your mortgage isn’t the only expense you will have as a homeowner. What else should you consider?

Your property taxes and home insurance should be included in your mortgage payment, but you should always double check that they are just in case. Knowing what those costs are ahead of time will help you prepare. 

Another hidden cost is your utility bills. Is your home energy efficient? Will your bills go up in the winter or summer? It’s important to know this so you can budget accordingly. You should also know about any repairs or updates that need to be made in the home, or may need to be made in the near future.

Lastly, if you have any pets, plan for them, too. Make sure your home has a fenced-in yard. If it doesn’t, find out if you can install one and how much it will cost.

These are just a few of the hidden costs associated with buying a home. If you have any questions for us or are looking to buy a home here in Coeur D’Alene, give us a call or send us an email. We look forward to hearing from you.